taxonomydigital-assetsregulation
Digital asset taxonomy: a proposed framework
A structured approach to classifying digital assets for regulatory and investment purposes.
2026.01.18
10 min min read
MetaGui
Listen to article(Eleven Labs)
A clear taxonomy of digital assets is fundamental for regulators, investors, and market participants. This memo proposes a structured framework for classification.
Proposed Categories
1. Payment Tokens
Cryptocurrencies and stablecoins used primarily as a medium of exchange.
2. Utility Tokens
Tokens that provide access to products or services on a specific platform.
3. Security Tokens
Digital representations of traditional financial assets like stocks and bonds.
4. Governance Tokens
Tokens that confer voting rights in decentralized protocols.
Regulatory Implications
Each category requires distinct regulatory treatment, considering specific risks and use cases.